issue 12

UBS USA CHAIRMAN HOEKSTRA OUT MCCANN IN, UBS USA FOR SALE

Associated Press reports: “Swiss investment bank UBS AG said Tuesday it has named former Merrill Lynch & Co. executive Robert McCann as CEO of its U.S. wealth management unit, replacing Marten Hoekstra ... The Internal Revenue Service had originally tried to force Zurich-based UBS to turn over names of some 52,000 American clients believed to be hiding nearly billion in assets. ... he (McCann) was president of global wealth management at Merrill Lynch ... McCann had been picked to lead the banks' (Merrill Lynch) combined brokerage unit, but instead left the same month the deal was completed. ... McCann will oversee UBS's U.S. and Canadian wealth management business as well as any international business that is booked in the U.S.” L1 UBS AG made secret overtures to both Morgan Stanley and Merrill Lynch to sell them UBS USA.Both disclosed to the media the UBS AG attempt whichfurther marginalize UBS USA credibility. McCann was instrumental on putting “lipstick on the pig” before the shotgun marriage of Merrill Lynch to Bank of America. Reliable UBS sources say he is suppose to do the same with UBS USA before sale to another from either Asia or Middle East. His job is to clean up controversial matters at UBS USA crannies allegedly like UBS Utah Industrial Bank and its lawyer Craig Darvin’s office. It is no secret UBS AG wants out of US regulations strangling its profits as well as Swiss credibility with UHNW (ultra high net worth) clients. UBS cannotcompete with the Washington insiders like Goldman Sachs. UBS AG will be a stock to own just before the sale is known, thanks to the astuteness of UBS AG Chairman Kaspar Villiger.

SWISS ATTEMPT OECD CONTROL TO CENSURE UBS AGENDAS

Financial Times reports: “Switzerland has long been a part of the Organization for Economic Co-operation and Development (OECD), but it has found membership of the so-called club of rich countries quite uncomfortable of late.After all, legendary bank secrecy has come under heavy attack from other OECD members – notably France and Germany, let alone the G20 clampdown on tax havens.Under intense international pressure, however, the Swiss have now changed their tune and are keen to show“good citizens’ of the global community.… What better way than campaigning for the chairmanship of the OECD’s annual ministerial meeting next spring? The country chairing this meeting determines the agenda and can to some extent influence the outcome. L2 UBS is very controversial and considered an open pandora’s box within European community.European’s are saying: “Why cannot we get tax cheats from UBS like Washington is doing."It just shows UBS considers the European community too weak to demand such things of Switzerland.

LONDON CITY CATCHES UBS IN IMPROPER TRADING

Financial Times reports: “The Financial Services Authority levies the penalty against the Swiss bank for failing to stop employees from making unauthorised trades that cost customers almost £26m.” L3 Is UBS an international criminal network in and of itself?

EX-UBS MAN FINED AND BARRED IN INDIA

Financial Times reports: “An ex-UBS investment adviser has been fined £35,000 and banned from holding sensitive finance industry posts in the first of what is expected to be several individual misconduct cases stemming from the bank’s former India private client desk. … for helping to cover up a scam that cost UBS m (£25m) in compensation after staff used customer money to hide losses from unauthorised trading. … The bank’s India operations have spawned a separate investigation by the Indian government’s Enforcement Directorate, which has been probing whether what it terms “unspecified parties” violated foreign exchange transactions by misusing accounts in London.” L4 We just do not know what is going on at UBS.This is a definite example of UBS policy of blaming incentivisedindividual UBS employees for internal UBS policies. Time and time again incentivised UBS employees get caught.They are thenon their own.Release: Is UBS USA a threat to national security?

These are crossover shifting documents. USFederal Government requires that all shifting of client account assets must be client authorized in writing. UBS has "in accordance with your instructions" on the documents to make it look like they are complying with US Federal Government regulations when in fact they never got written authorization for Exhibits K & N or L in Issue 10. UBS transfersdeliberately and illegally broke the laws of the US by their actions.They have done so while on US probation.Under the Department of Justice agreement UBS must report their criminal malfeasance. To date neither the Utah Court nor UBS has complied.

UTAH INDUSTRIAL BANK SHUT DOWN!

Salt Lake Tribune reports: “Obama is calling for the elimination of industrial bank charters and wants them all shut down within five years. If successful, the president's plan could deal a hammer blow to Utah's economy, which is the home of 25 industrial banks that employ thousands of the state's residents and hold assets valued in excess of 8 billion. … Although Ed Leary, commissioner of the Utah Department of Financial Institutions, pointed out the administration's plan is only preliminary and there is not yet any legislation before Congress. Nevertheless, he said, the proposal was disheartening. ‘It is discouraging they would want to eliminate a charter [for industrial banks] that has never caused problems and didn't contribute to any of the country's financial problems,’ Leary said.”L7It is hard to believe the Obama Administration for political reasons is going to allow UBS Utah Industrial Bank anti-US clients to mill around the NSA complex construction site for 5 years.Why is Washington committing US troops to far off lands when terrorists, spies, criminals et al can obtain fabricated UBS Utah Industrial Bankprocessed documents in the shadow of the planned NSA complex?

Letters to the Editor:

Dear Editor:
I heard also that our Senator Menendez abandoned his Florida citizen constituents in order to collect high fees lobbying for UBS and other banks that he assisted against our interests.I guess you would call this a XXX.
Miami Senior Citizen

Dear Sir:
Your inlandrevenue newsletter was brought to my attention by my barrister when he realised the importance to me.My Grandfather was the last Viceroy to India from the United Kingdom.Upon his passing he left me with a considerable estate.I was young and vulnerable to predators, as your wonderful newsletter refers to them.I happened to be solicited by UBS through my London accountant.I put 200,000 (pounds = 5,000US) into my new UBS London account.Months later I went to find the disposition of my account and found only 20,000 (pounds = ,500US) left.Mind you, this was strictly a bank account.When I beckoned UBS to give me my account documents they would not give them to either my barrister or me.It seems my account, as you delightfully say, was “shifted” and could not be justified. It was terribly difficult for me because I was given no documents from the beginning to show this skullduggery. I often have wondered if UBS made this a habit.I now read about your courageous Florida senior citizen fighting UBS back.It must be difficult in the States to do this since we hear in our media of the rampant corruption we are presently witnessing.I will be delighted to give a statement of my experiences signed by my barrister.
A very noble woman

Please Sir:
This probably will not be published by your one sided newsletter.UBS has been a good citizen in Florida and should not be reprimanded for customary financial service practices.We try.You also do not mention the good works we do for the Florida communities by donating our time and money.Why not read our brochures and report on our good works?
UBS Florida Financial Services Adviser

Dear Readership:
Racketeer Influenced and Corruption Organizations Act (RICO)has been used in the past successfully.A Financial Company and a few of its lawyers were convicted do to our initiation.We allegedly have similar but more blatant issues with UBS USA.UBS USA is already on United States Department of Justice probation but has failed to report their continued violations of Federal law.We have accumulated more than enough documentation to cast the wide RICO net and ensnare UBS lawyers.They have allegedly colluded to violate the FDIC regulations.They have ignored the Federal UBS violations, which should have been reported to the Qualified Intermediary UBS Federal parole authority.What is remarkable is all have willingly documented this collaboration.They have become so brazen that they feel impervious to any and all US Federal Laws. UBS Utah Industrial Bank activity has put the entire Utah Industrial Bank charters under Federal scrutiny.The other RICO prosecutions were comparatively difficult compared to the evidence accumulated in Utah.The Washington political operativesaccepting $ from UBSmay obfuscate an investigation but the media will make things as transparent as possible.We already know most ofthe players. One only has to look upfugitive from US Department of Justice UBS Chairman Raoul Weilupon the internet and see indelibly etchedrevelations are occurring. As recognized journalists, weare corresponding with media and internet defense teams to counter any reprisals for our investigative reporting. UBS Utah Industrial Bank will most probably be used as the poster bank targeted by the Department of Treasury as a broken system.

Issue 11

UBS DEVIOUS CRYPTIC BEHAVIOR, AGAIN

Embassyofswitzerland.com reports: “UBS takes particular delight in using acronyms to facilitate secretive banking violations of different countries. PEPS are politically exposed persons. This can be a political operative from any number of countries who wants to hide their bribe or theft money. PEFS are thought to be politically exposed financiers. This can be a financier who is hiding money not only from tax authorities and business associates but their wives for fear of a divorce. All of these individuals use a confidant friend or a family member as a liaison. This can be dicey because it requires trust. We recall Haiti Dictator Baby Doc Duvalier. While in Switzerland his wife betrayed him and kept all of the money for herself and her lover. Things happen.

Alleged UBS Client profiles

  • HNWI = high net worth individual
  • CEP = criminally exposed person
  • UHNWI = ultra high net worth individual
  • ID = identity donor
  • IR = Identity recipient

Alleged UBS currency used cryptically throughout the world.K1

  • A swan =
million transaction
  • The color orange = euros
  • The color green = dollars
  • Nut = 0,000 transaction

    • UBS NEW JERSEY HEADQUARTERS SUICIDE LOTTERY

    Reliable UBS sources have told us of an allegedy ghoulish suicide lottery started in the UBS New Jersey offices. Reliable UBS sources have alleged Craig Darvin’s offices could be involved but we give them the benefit of the doubt. It seems the one who guesses nearest to the date of the next UBS client suicide wins the pot. It shows a callous disregard for human lives for those who entrusted their assets to UBS. This could go on for some time since UBS USA is exposing their offshore customers to meet their United States Government quota.

    UBS SOLICITED AND RECRUITED OFFSHORE UHNW CLIENT COMMITS SUICIDE AFTER UBS BETRAYAL!

    Providence Journal reports: “Finn M.W. Caspersen, the head of a financial empire and well-known Westerly summer resident who killed himself on Labor Day, was being investigated for allegedly hiding millions of dollars in unpaid federal taxes overseas ... Citing an unnamed source familiar with the investigation, the newspaper said Caspersen, 67, may have owed as much as 0 million to the Internal Revenue Service. The newspaper reported that Caspersen had been caught up in a wide investigation of wealthy Americans evading taxes by using (UBS) offshore bank accounts. Caspersen’s family had for decades run Beneficial Corporation, a New Jersey-based consumer lending institution, which Caspersen sold in 1998 for more than billion. ... His body was found Labor Day afternoon on the grounds of the Shelter Harbor Golf Club ... The police said he shot himself in the head. ... a graduate of Brown University and Harvard Law School.” K2 UBS had solicited and recruited UHNW client Finn before betraying him to the IRS. We will see more UBS victims committing suicide in the coming months while UBS perpetrators continue their US violations against a Florida Senior citizen and others. It is regrettable the UBS perpetrators are not making the supreme sacrifice for their criminal acts.

    UBS BILLIONARE SUICIDE CLIENT WAS UP FOR AN IDENTITY TRANSFER

    Embassyofswitzerland reports: “Reliable UBS sources say UHNW UBS client Casperson considered being an identity transfer receiver (IR) but it began to unravel. This could have initiated UBS betraying him to the IRS and resulting suicide. It is pure speculation at this time but the Florida HNW UBS Client senior with dementia could have been the perspective identity donor (ID) since he is one year older, has the same features and traveled to the same destinations as Casperson. The Florida senior Client has had many of his account assets disappear, one to a cross border (offshore) Swiss numbered account (see issue 9) and crossovers (between UBS companies) below. When we gave publicity to the Florida senior, it could have given UBS jitters. It is too close and convenient not have been a consideration. Casperson could have come back to the US under the alleged UBS Utah Industrial Bank IRS document fabrication program. Embassyofswitzerland.com is now investigating using its Swiss reliable sources. K3 This UBS wealth management takes on many variations. One has to ask if it is dangerous even talking with UBS.One just has to remember UBS Congressional hearings where witnesses demanded disguises like the Mafia hearings. These were UBS employees who knew what happens when UBS gets angry.

    FLORIDA SENIOR CITIZEN SENT TO UBS EUROPEAN CONFERENCES AS SPEAKER

    Seniorsavior.com reports: “UBS Florida senior client was recently escorted to conferences in Europe to speak on the UBS client policiy within the US. European officials are worried that UBS successful schemes within the US may impact upon their national security. They are particularly worried there was no US Federal investigation into the purging of all UBS mortgage department personnel and documents in expectation of the Swiss UBS AG bailout. This purging was allegedly implemented by UBS lawyer Craig Darvin’s offices. UBS Florida senior was a witness to the destruction of IRS documents and has allegedly suffered at the hands of Darvin’s offices since.Conversely, UBS also allegedly works with clients providing a portal into the US to those on the Interpol undesirables list.” K7 The plot thickens. Who would ever have thought this behavior has been going on for so long under regulators noses.

    Letters to the Editor:

    Dear Sir:
    We all know members of Congress associated in any way withfinancial regulations are on the take. Frank, Menendez, Pelossi and others are on record for excepting $$$$$ from UBS.What makes you think you can change these things?
    Wall Street Veteran

    Editor:
    You have mentionedUBS has created the devious and evil word of “incentivize”.It becomes bazaar when a banker/broker dealer has to invent delicate feelgoodwords to define illegal acts.We can only think of the insensitivesoft words that were used during WW II to kill Gypsies, Jews and Homosexuals.These UBS peopleare evil.
    Daughter of a Holocaust Parent and Senior from Boca Raton, Florida

    Dear Sir:
    Why do you folks always demean UBS when there are other banks and broker outfits worse than they are?We would like you to be fair to them.It is perfectly legal to give money to Florida and Utah Senators and Congressmen through the UBS PAC “UBS Americas Fund for a Better Democracy”.Why do you look at this so negatively?Why not have the Florida seniors contact Congressman Ron Klein who is on the Congressional Finance Committee about his role?What about illustrious Florida Senator Menendez who abruptly left his Florida constituents to accept bigger enchiladas as a lobbyist forUBS and other banks?
    New Jersey Attorney

    Dear Editor:
    Do you think we can have a class action against UBS in Florida?There are so many senior citizen UBS client victims on the Florida west coast and now we hear about those on the east coast.We need your group to give us advice.The lawyers soliciting us want to deal with us individually to make more money.They also don’t want us to talk to each other. We feel like sheep in the pen being continually fleeced by UBS and lawyers.
    UBS Fleeced Elderlyfrom Naples, Florida

    Dear Readership:
    Transparency is a wonderful thing for those dealing in the truth. It is not for those hiding the truth through ruse, misrepresentations, opaqueness et al.
    Director@internalrevenue.com

    Issue10

    HOW FAR DOES UBS FULL SERVICE FOR CRIMINAL CLIENTS EXTEND?

    Embassyofswitzerland.com reports: “As we have reported UBS is allegedly involved in client identity transfer for UHNW clients. We have been told by reliable sources of another service provided UHNW clients. For some of its more onerous UHNW clients UBS AG allegedly writes letters of recommendation and otherwise facilitates their children's admission to some of the most prestigious private schools in Switzerland.What use to be elite schools for dignified international families are now child repositories for dictators, Saud family princes, Russian and Italian Mafias, Columbian and Mexican drug lords as well as other international criminal oligarchs? This allows crime families to associate with each other and educate the next generation of international crime alumni on the merits of having UBS Swiss bank accounts, among other subjects. These children continue their family behavior and have been known to order serious harm if not outright murder to another adversaries family members.This is a clear and present danger for anyone causing the ire of these students, be it students, teachers or area Swiss citizens.When it happens we will see President Merz or his like cower, yet again, and apologize for the mishap. Alumni from these schools brought this serious matter to our attention when they found UBS lawyers allegedly obfuscating any investigations.” J1

    UBS PEDDLES “CRAP” AND “VOMIT” JUNK TO CLIENTS

    Alpha reports: “Connecticut hedge fund sued UBS, contending that it knowingly sold toxic mortgage-backed securities to institutional investors but never disclosed that information. … In some of the emails, the investment firm’s employees describe the million in collateralized debt obligations sold to Pursuit in summer 2007 as ‘crap’ and ‘vomit.’ … At first glance, it might be easy to chalk this up, as simply another case of Wall Street bankers peddling securities they privately thought was junk.But the big revelation unearthed by Pursuit’s lawyers is the extent to which credit rating agency Moody’s Investors Service (MCO) shared information with UBS about its impending decision to lower its ratings on some of the CDOs (collateralized debt obligations) the firm was selling. … The judge didn’t call what UBS was doing insider trading. But that’s one way to think of the critical allegation in this case.And that’s why the Pursuit case could be bad news not only for UBS, but for other investment banks that packaged and sold exotic securities that were dependent on getting a stamp of approval from one of the major credit rating agencies.” J2 Allegedly, UBS Weil/Hoekstra office 'encentivised' the UBS broker sales force to sell Lehman and AIG stocks to unsuspecting clients, especially US senior citizens just before the public was informed of their downfall. UBS was a bailout AIG counterparty … An unsuspecting UBS Florida client under the mandatory UBS full service client asset control was “cleaned out” when UBS put her into both Lehman and AIG just before their downfall. The UBS salesmen allegedly get double comish (commission) as well as other incentivization. The successful Florida realtor client was allegedly told by the salesman that it would be impossible for her to sue UBS, for her to just accept the loss and live with it or UBS will take you to court in Utah.

    UBS ACKNOWLEDGES US CRIMES

    Reuters reports: "The Swiss Justice Ministry said on Wednesday that Swiss law prevents UBS from handing over client information and the government would seize UBS client data, if necessary, to stop that happening ... The Swiss statement came in response to a filing by the U.S. Justice Department last week asking the Miami court to enforce tax compliance with the full weight of U.S. law... In its brief last week, the Justice Department said that UBS had already acknowledged that its bankers committed ‘very serious crimes on U.S. soil’ and had therefore subjected the bank to the full jurisdiction of U.S. law." J3 UBS continues to commit crimes against both clients and governmental agencies, despite their United States government probationary status.

    SWISS GOVERNMENT BIG BULLY & UBS LITTLE BULLY

    Times reports: “At a televised news conference on Thursday, (Swiss President) Mr Merz offered his apologies for an incident in which the Libyan President's son, Hannibal Gaddafi, was arrested at his luxury Geneva hotel along with his wife last July on charges of mistreating his servants.Afterwards Mr Merz said that he had had no other choice but to offer the apology and took full responsibility for his words.”J4 Embassyofswitzerland.com says: “Like all bullies they cower and beg when confronted by a superior Libyan Government.We have seen Mr Merz beg President Obama’s administration to subdue the Justice Department and IRS from UBS criminal prosecution. We have seen Swiss and their UBS counterpart operatives successfully bully a Florida senior citizen with dementia for stumbling upon a Swiss/UBS operation to purge UBS USA mortgage department of personnel and questionable documents while UBS was on parole from the States Justice Department.Neither US Justice nor IRS has addressed these criminal acts, yet.” J5

    LIBYAN GOVERNMENT CALLS SWISS GOVERNMENT A MAFIA

    Foreign Policy reports: “Gaddafi first mentioned the idea of dismemberment during the G8 summit in Italy in July. Switzerland 'is a world mafia and not a state', he said, adding that it was 'formed of an Italian community that should return to Italy, another German community that should return to Germany, and a third French community that should return to France'."J6We congratulate Colonel Gaddafi on his insight we are attempting to portray.UBS could surely be called an integral part of the Empire of Evil.

    BIG BULLY ARRESTS LITTLE LITTLE POLANSKI

    Reuters reports: “Polanski was due to receive a prize for his life's work at the Zurich Film Festival on Sunday, but was arrested on a 1978 U.S. arrest warrant after arriving in Switzerland on Saturday. … Polanski had often visited Switzerland and even had a house in Gstaad. … 'It is hard not to believe that this heavy-handed action must be in some way politically motivated' (Robert Harris) … ‘We do not understand why the Swiss invited Polanski to a film festival, where he was to have received a life's achievement award, and then arrested him, said association president, Jacek Bromski.’ ” J7 Embassyofswitzerland.com reports: "A reliable Swiss government source intimated Swiss government has been cowering while attempting to assuage Washington regarding UBS criminal activities within the US.Little little Polanski seems to be a pawn in this strategy to curry US favor for UBS, despite the lack of an extradition treaty.It does not impede Swiss Government, to create a honey pot, arrest and extradite little little Polanski to the US, other than a few media blips.Big bully is begging for a reprieve, however slight, for UBS malfeasance. Swiss Government has allowed both US fugitives from justice Marc Rich andUBS USA Co-ChairmanRaoul Weilnot only live without fear of US extradition but to continue their criminal activities within the US from their respective Swiss lairs." J8

    UBS USA CO-CHAIRMAN RAOUL WEIL, STILL!

    Embassyofswitzerland.com reports: "A UBS AG reliable source has said Co-Chairman Raoul Weil of the UBS USA Chairmen Weil/Hoekstra duet is still very active in UBS USA albeit from a Zurich UBS AG office.We have reported in the past that Weil has allegedly not changed his co-running of the UBS USA operation in the slightest. UBS criminal practices in the US are a creation of Weil and most still go unhindered. Like another fugitive from US Justice Marc Rich running his USA operation from Switzerland, Weil says it is easy and you do not have to worry about stupid DOJ bureaucrats hindering your operations." J9 It is sad to find UBS accepting US bailout money while allowing fugitives from US Justice to continue their UBS criminal careers within the US from Switzerland. Why are Hoekstra and the others at UBS USA allegedly allowed to deal with this guy?How can this be justified, other than by incentivisation of Washington political operatives?

    UBS CHAIRMAN HOEKSTRA AND GENERAL COUNCIL CRAIG DARVIN TO BE TERMINATED!

    Embassyofswitzerland reports: "We have heard from our UBS AG reliable sources that there is to be a UBS USA a long overdue purge at the top. Both Hoekstra and Darvin are part of the Raoul Weil team which allegedly is responsible for continuing fraudulent acts against the IRS.The Florida UBS senior citizen Client mentioned frequently herein, has recently spoken atEuropean conferencesaccompanied bydamaging UBS documents .This has caused international security concerns which is said to have alarmed UBS AG hierarchy.J10 Darvin has been allegedly damagingthe Florida senior citizen after theClient became a witness to UBS mortgage department personneland document purge in expectation of the Swiss UBS bailout.

    UBS & AIG BRAZILIAN SWINDLE

    Brazzil Magazine reports: “the Brazilian federal police unleashed a concerted raid … using 280 federal agents in three states to break a criminal scheme concocted with the help of Swiss financial institutions to launder Brazilian money and send it overseas. … Operation Kaspar II (A deliberate slight to UBS AG Chairman Kaspar Villiger.) carried out 21 warrants of arrest and 44 search and seizure orders in the states of São Paulo, Bahia and Amazonas. Among those detained were Swiss banks UBS and Credit Suisse officials as well as an executive of US-based insurance giant AIG.” J11 We see UBS and AIG have been linked in criminal activity internationally.Both have been rewarded by their Washington political operatives with US tax payer bailouts over and above their criminal earnings.Washington has yet to investigate the UBS sanitizing and purging of the UBS mortgage department just before the Swiss government bailout.

    UBS GETS ,000,000,000 US COUNTERPARTY AIG BAILOUT

    UBS was allegedly buying AIG stock for unsuspecting UBS full service clients just before AIG crashed.Business Insider reports: “one of the reasons AIG’s counterparties weren’t being revealed was a good number of them are foreign banks. And when (US) people discover that their tax dollars are going to foreign banks via AIG, they’ll have a conniption fit… among the known parties is UBS."J12UBS Washington political operatives were allegedly instrumental at incentivizing the AIG counterparty bailout giveaway.In Washington they call it "bringing home the bacon".We think of the poor US taxpayer paying UBS for their manipulations.

    DOES AMERICANIZED UBS FIDDLE THE BOOKS TO GET SWISS AND US TAXPAYER BAILOUTS

    Financial Times reports: “The official policing the 0bn Tarp fund says he is investigating whether banks have “cooked their books” to secure bail-out money.”J13We do know that UBS sanitized their mortgage records before the Swiss bailoutbut do not know at this time if that was also in expectation of another bailout from the United States Treasury as AIG counter-party.

    Letters to the Editor:

    Dear Editor:
    We found your site exposing UBS on a UBS link.We noticed you’re not on many of the other popular kids sites.Kids spread the word to other sites because they know how.You obviously don't have any young people on your staff.Why not hire a teenager like me to get you on some popular world sites?Your issues read like a thriller. You’ve gotta tell the world of UBS.
    Jake, Irvine, CA

    Dear Editor:
    Let me tell you theremany in government taking an interest in your newsletter.We knew it was a matter of time before someone caught up with the UBS Industrial Bank.They'vebeen blight on our integrity. They've besmirched our judicial system and our State. Utah banking regulators have consistently had complaints about UBS operations or lack thereof.We apologize for those in the Utah UBS Industrial bankmixed up in criminal issues against Florida senior citizens. We want you to know that the UBS Industrial bank has caused Utah a great deal of harm and is now being investigated by the Federal Government.We've been told your group had something to do with that.We know there is at least one complaint generated by Florida senior citizens working its way through the system.Let me tell you, we will do everything to assist these unfortunate UBS victims.
    Utah State Banking Official

    Editor:
    We are writing an extensive article in Brasil on your embassyofswitzerland.com site for our magazine.We want it so good that the World media will pick it up. We notice embassyofswitzerland.com and fazenda.org are linked to internalrevenue.com.Which of these sites should we give recognition?We think its funny because fazenda is our tax authority. Please look at our recent submitted article. You guys are great and truthful. Call us.
    Editor-in-Chief

    Dear Sir:
    Don’t you think you have an obligation to report all of these UBS acts to the authorities?You just tell us of these horrible people but do nothing to stop them.How can such a measly corrupt Swiss government and UBS do these things against our Country?You are what are bringing down the USA because you don’t ask for criminal charges.It is depressing reading these things issue after issue.
    Idaho citizen

    Editor:
    We wrote to you before and saw that you published our email.We are now writing to say we have passed the word of your site to not only our brokerage but to others.The word travels fast in our business.We deal with speed in our transactions.We can truly say that you are assisting the demise of UBS in this country.Is there any way you can give us the names of the HNW and UHNW clients of UBS?We can give you a finder’s fee for each one of those clients.
    Your brokerage crew cheerleaders

    Dear Editor:
    I am a manager at one of the UBS competitor firms.I read your issues with interest and send them on to our associates and customers.I have noticed you don’t have dates, why is that?It is frustrating waiting for your next issue. You guys are great and truthful.
    Manager

    Editor:
    It seems your issues are getting deeper and deeper into the workings of UBS.Is this because you have more and more UBS reliable sources?Few in the media business have this depth of UBS knowledge.When is the book coming out?Can we assist you?
    Book publisher

    Dear Mr.Editor:
    My Husband and I have been UBS stockholders all of our lives.We inherited UBS stocks and increased there numbers over years.We are selling now allour stocks because we feel betrayed by UBS and our Swiss government.We can see these things you write about have secretly been going on a long time in Switzerland. We tell ofembassyofswitzerland.com to other Canton (region) citizens.We print it for others who don’t havecomputers. Swiss citizens love what embassyofswitzerland.com is writes.
    Swiss Mother

    Dear Readership:
    It is sad to see the Swiss media not reporting blatant criminal activities of UBS AG.Embassyofswitzerland.com is doing a better job at reporting well-known UBS AG unpunished Swiss crimes than any Swiss media.Why is UBS allegedly allowed to deal in client identity transfer?Why is UBS allowed to facilitate admitting criminal oligarch children to Swiss private schools?Who runs the secret UBS department dealing with UHNW criminal oligarchs? We have more of the UBS questionable full service perks given to UHNW criminal oligarchs given by UBS reliable sources.Throughout the world UBS has clearly changed the definition of banking full client service.
    Everything UBS touches seems to turn sour and rot. When UBS attempts to cover up their crimes they create larger crimes.We see this in their blatantly continuing criminal activity against the Florida senior citizen Clients.We are using them as an example for others to see because it is so blatant and transparent.We believe UBS is beyond redemption and will take those who assist them down with them.
    The IRS quest for UBS offshore names seems to be eclipsing the clear and present danger within the US of allowing UBS to continue their criminal activities unhindered.

    Director@internalrevenue.com

    Issue 09

    UBS NEW CRIMINAL WORD OF INCENTIVISING!

    Incentivise seems to bea word made up by UBS to explain how they allegedly provide incentives to US lawyers, political operatives, employees, courts, credit rating agencies et al to commit malfeasance againstUS governments, clients andother various victims.We see the UBS incentivising program has metwith great success within the US.Although once the word was out, UBS was allegedlyinundated by those wanting to be incentivised.We now believe the gig is up for UBS and we are reporting it.

    DOES UBS BUY OFF OPPOSING US LAWYERSBY INCENTIVISING THEM?

    Seniorsavior.com reports: "A reliable UBS source alleges UBS lawyers promiseopposing law firms, especially in Florida,future non UBS related business if they double cross their present UBS adversary client victim. Opposing lawyers seeking to bring in more clients to their law firm (rain makers) allegedly have readily accepted this policy. Hence, there is allegedly only a secret but lethal causal chain of conflict of interest. If caught, the lawyers use lawyer/client confidentiality to get off. This alleged UBS scam is now an open secret among US lawyers. These alleged UBS 'incentivising' strategies are allegedly being used effectively against UBS US senior citizen clientswho continue to pay fees to a lawyer who has effectively turned against them." I1

    DOES UBS INCENTIVISE CRIMINAL ACTIVITY AGAINST CLIENTS?

    United States of America vs UBS Personal Bankers Bradley Birkenfeld and Mario Staggl (SD FL Case: 0:08-cr-60099-WJZ-1) U.S. District Court Judge William J. Zloch sitting in Fort Lauderdale, Florida asked: “Why did you help conceal assets?He [Birkenfeld] said: I was employed by UBS and 'paid a large salary' to 'incentivise' me. Asked if his actions at the time worried him, Birkenfeld responded that he 'did have doubts' and that he later resigned from the bank.” Wesee UBS allegedlyincentivising lawyers, political operators, UBS PAC recipients, courts, employees,credit rating agencies et alto do things they may otherwise not do against UBS client victims. UBSincentivising strategies will permeate our issues.

    DOES UBS INCENTIVISE LAWYERS AND OTHER EMPLOYEES TO COMMIT MALFEASANCE?

    Zubulake v. UBS (Warburg,217 F.R.D. 309 [S.D.N.Y. 2003] United States District Court Judge Shira A. Scheindlin said: “Determining that the employer (UBS) had willfully deleted relevant emails despite contrary court orders, the court granted the motion for sanctions and also ordered the employer (UBS) to pay costs. The court further noted that defense (UBS) counsel was partly to blame for the document destruction because it had failed in its duty to locate relevant information, to preserve that information, and to timely produce that information. In addressing the role of counsel in litigation generally, the court stated that (UBS) ‘counsel must take affirmative steps to monitor compliance so that all sources of discoverable information are identified and searched.’ Specifically, the court concluded that (UBS) attorneys are obligated to ensure all relevant documents are discovered, retained, and produced. Additionally, the court declared that litigators must guarantee that identified relevant documents are preserved by placing a ‘litigation hold’ on the documents, communicating the need to preserve them, and arranging for safeguarding of relevant archival media.”Some of these very lawyers have allegedly been incentivised by UBS to successfully commit similar abuses against a Florida senior citizenwithin the UBS 3rd District Court, Salt Lake City, Utah. The UBS controversial Industrial Bank and this Utah court have a special relationship.A Florida lawyer was suppose to assist the senior citizen to find out what happened to his Florida UBS mortgage but the Florida senior and his Florida mortgage ended up being successfully deliberated inthe UBSUtah courtby Utah and New Jersey lawyers, some of the same lawyersallegedly cited by Judge Scheindlin.

    UBS WEALTH MANAGEMENT TOP 20 SALESMEN PROPHILE

    Seniorsavior.com reports: "A UBS broker salesman in Florida is one of the top 20 for UBS within the US. He has had family connections assist him in retrieving assets from clients, especially Florida senior citizens. His clients include a manager of a local prestigious club who has given him

    ,000 and another UHNW (ultra high net worth) who has given him ,000,000 to manage. This gentleman is amiable and fair to all of his clients. Unfortunately, he has had to rely upon the Weil/Hoekstra UBS chairmen to invest client assets in a reliable stable way. We do not know what keeps this salesman at UBS but it could be very dicey indeed if his recruited clients are harvested and processed in the 3rd District Court, Salt Lake City Utah like other UBS client victims. What would happen if his UHNW client read embassyofswitzerland.com?We have other information but are withholding it in deference to him, for now." I2

    UBS IS LOOSING ITS BEST SALES PEOPLE

    New York Times reports: "The turning point for Stephan Jung came in February, around the time bonus checks were slashed. A veteran of UBS, one of many banks tarnished by the financial crisis, Mr. Jung realized that the old Wall Street would not be bouncing back any time soon. It was time to head for the new. … ‘After 10 years, I did not see a future for myself,’ said Stephan Jung, who quit his job at UBS to work at Aladdin Capital.Mr. Jung, 42, who quit to parlay his sales expertise into a career at Aladdin Capital, a small but rising investment firm run by others who had also left some of the most venerable names in finance. Moelis (Aladdin Capital) is the former president of investment banking at UBS. Mr. Moelis has hired 100 bankers, including 17 from UBS." I3

    US PROSECUTES CREDIT SUISSE BROKERS IN BAIT & SWITCH

    Reuters reports: “Credit Suisse Group AG brokers used bait-and-switch tactics in fraudulently steering corporate clients into risky mortgage investments they did not want, federal prosecutors said on Friday. … It was a bait-and-switch scheme," Assistant U.S. Attorney John Nowak told the jury in federal court in New York's borough of Brooklyn. "They deceived clients who had trusted them, and that's why the scheme worked. … The government accused Butler and Tzolov of misleading clients into believing they were getting securities backed by federally guaranteed student loans, when in fact they got securities backed by collateralized debt obligations or CDOs, often tied to subprime mortgages and other risky loans. ‘Whether the clients were gullible or sophisticated, it doesn't matter,’ Nowak told the jury. ‘The law protects all kinds of victims. ’ "I4 We hope the US prosecutors usethe same standard of protection towardsthe UBStargeted UBS senior citizen with dementia Client. UBSalleged bait & switchscheme is institutionalized targeting, recruiting, harvesting and processing client victims.It eerily reminds us of the same procedure used during theHolocaust.

    DOES UBS BAIT & SWITCH CLIENTS IN CREDIT LINE/ MORTGAGE AGREEMENTS?

    Seniorsavior reports: “Many UBS clients, especially senior citizens in Florida,said they have been solicited by UBS USA for mortgages as noted on UBS mortgage bankers internet site.Those who accept are allegedly told it is part of a credit line/mortgage package.After signing, UBS purges the mortgage part of the agreement. UBS then maintains complete control of the client liquid assets.UBS then dispurses client assets to other UBS affiliates through shifting (cross over) or offshore (cross border) manipulations.Client assets are dissipated.If a client objects to the procedure they are immediately brought to the purposefully remote improper venue of UBS 3rd District Court, Salt Lake City, Utah (allegedly known by Utah lawyers as the UBS judicial slaughterhouse) for processing. The court allows the mortgage part to be wrongfully adjudicated by UBS New Jersey and Utah lawyers and dismisses discovery requests.The court then gives UBS summary judgment solely on the credit line that is sometimes allegedly fraudulently fabricated against State and Federal Banking Regulations.UBS then takes the judgment back to the rightful and proper venue for enforcement.UBSPAC (UBS Americas Fund for a Better Democracy) is active in Utah and targeted senior citizen areas, primarily Florida.Crucial political operators are allegedly incentivised by UBS through its PAC to obfuscate any objections to the scheme.” I5In the below Exhibit L UBS has created and subjected a Florida senior citizen Client toUBS AG Switzerland offshore (cross border) accounts.This alleged siphoning of his numerous and confusing UBS crossover accounts was done with neither UBS Client knowledge nor consent, violating SEC 1934 Act. We also see the Chairmen Weil/Hoekstra UBS USA officeallegedly lie about it.

    disbursement letter
    Click to enlarge!
    This is a UBS offshore (cross border) wire transfer of a Florida UBS senior citizen Client’s entrusted assets and identity from UBS USA to UBS AG Switzerland.We see it says: "In accordance with your instructions." The UBS Client neither knew about it norinstructed anything of the sort. It was brought to his attention by tax authorities.His mortgage/credit line accounts were part of the mandatory UBS full service and thuscompletely controlled by UBS. He was unaware of these money transfers to either unknown UBS numbered Swiss cross border accounts or crossover UBS USA accounts. It is a violation of the SEC 1934 Act for UBS not to have a written copy of all transfer authorizations from the Client. There are none.

    UBS DENIES EXISTENCE OF CLIENT OFFSHORE MONEY TRANSFER

    UBS demand letter
    Click to enlarge!
    This letter has been consolidated to remove the alleged IRS/Swiss oriented confidential misrepresentations of the truth. Please note Chairman Caspar Villiger of UBS AG is graciously involved and received a cc. We praise Chairman Villiger for his timebenefitingUBS AG stockholders, Swiss taxpayers and hopefully a recreated UBS USA culture.If any responsible parties wish an unexpurgated copy, we will accommodate. We must realize UBS knew this targeted and recruited Florida senior citizen had dementia. This letter needs no explanation as to its evasiveness and deniability. The senior citizen Client has voluminous documents where UBS attempts to use "mistake" and "inadvertence" to explain deliberate acts of alleged fraud. One cannot but wonder why all of these cited accounts are needed, other than to obfuscate and otherwise confuse the Client and IRS.UBS has emphatically said within numerous documents all of the above Client accounts, assets andmortgage are within their possession.The Client,tax accountants and theIRS haverepeatedly been deniedaccess to them.UBS wants the senior citizen Client to submit all of the above accounts, codes and offshore transactions to the IRS without verification,making him culpable to their alleged fraud.Initially, all the senior citizen wanted was a simple mortgage for tax write-off.

    UBS REFUSES TO GIVE CLIENT REQUIRED TAX DOCUMENTS

    Seniorsavior.com reports: "Despite several registered letters to UBS Chairmen Weil/Hoekstra’s office, UBS will not give a Floridasenior citizen Client documents required for his Palm Beach City, Palm Beach County, Florida State and United States Federal tax compliance. Furthermore, UBS has shifted his accounts around in violation of the SEC 1934 Act requiring written clientacceptance to do so. This is a deliberate UBS violation and not the usual UBS mistake or inadvertence excusein that several of our disgruntled readership have been required by UBS to give them written permission.Through this scheme, UBShas given him fraudulent documents to present but he does not want to become culpable to another UBSviolation.In particular, UBS has not supplied the mandatory fully executed IRS Form W-9 to the Defendant for UBS offshore wire transfers of his accounts.Plaintiff UBS has violated the Federally created Qualified Intermediary [QI] Agreement compliance overseeing Plaintiff UBS probation.We hope our IRS and DOJ readers take note of this illegal activity. Something tells us that UBS has successfully done this to other clients, else they would not be so bolden." I6

    UBS AND ITS LAWYERS CONFERENCE CALL FLORIDA SENIOR CITIZEN AT A NEW YORK HOSPITAL

    Seniorsavior.com reports "UBS and its encentivised lawyers set up a conference callto a Florida senior citizen Client while he was in a New York Hospital for dementia related problems.UBS said they wanted to help him obtain the proper documentation for IRS compliance.UBS quickly turned the conversation aroundattempting to trick the Client in admitting their fraudulent credit line/mortgage agreement successfully submitted to theirUtah Court was in fact true.Florida allows one party to tape a conversation, but this was a set-up conference call."How low will the schemes UBS and its lawyerssink.I7

    Letters to the Editor:

    Dear Editor:
    We read your letters to the editor and determined our brokerage needs your assistance as well. We have had UBS try to steal our clients and need help keeping them with honesty. You provide that honesty as a third party to our customers. If we see any of the illegal UBS activity we will send it to you.
    Thanks again.
    Beholding brokers.

    Editor:
    I am Swiss and live in Geneva. Do you think that UBS could bring bankruptcy next time to Switzerland because of their reckless behavior you have been so kind to expose?
    A sad Swiss

    Dear Editor:
    We were attracted to your web page by an article in our Swiss paper. Swiss senior citizens have had problems with UBS as well. We can’t believe the Government gave bailout money to UBS? They said they sold the shares back but we know UBS can’t last and will need more of our money. That is our money and you have told us how it being spent. Do you have any more information about the secret deals of our Swiss government and UBS?
    Swiss Citizen

    Dear Editor:
    UBS is continuing its quest for rich Florida senior citizens by sponsoring the Basil Art Show in Miami, Palm Beach Antique show and Palm Beach International Croquette Tournament, among others. Do you have a list of other things they sponsor? Marten Hoekstra toots he does something with prisoners in the United States. Is he getting to familiarize himself with what could be his next domicile? What is he doing to that poor Palm Beach senior citizen? Aren’t there laws against UBS doing these things?
    Concerned, Short Hills, New Jersey

    Dear Readership:

    "Tell the truth and you won't have to remember your lies." --- Louis Vincenti

    Seniorsavior.com found out that a Florida senior citizen had contracted with a local lawyer to bring a local action against UBS. In fact, during legal discussions with a UBS lawyer his lawyer was solicited to hide while the Client was hunted down by a UBS process server with a summons to appear in a UBS Utah court on fabricated civil charges. The Client lawyer wrote a letter but never took any action. The Client lawyer even charged him for the UBS lawyer solicitation discussions. UBS has a special relationship with a Utah court and will go to extremes to allegedly entrap a client deemed a threat. This senior citizen Client still receives bills from theFlorida lawyer even though the Client is being processed through the Utah court. The senior citizen luckily kept all of the documents but there is no practical recourse for senior citizens in Florida against such matters.

    Seniorsavior.com has been canvassing internationally for UBS UHNW Clients and has been very successful in finding them. Again, the world of the super rich is very small. They congregate in the same geographic and social places. We will have more of these UHNW client/broker prophiles coming in future issues. We expect zealous competitors will make queries.

    We are giving you a smattering of how UBS works in reality. UBS allegedly has a penchant for duplicitous actions. Ms Ruiz gives us in her letter contradictions glossed over with happy talk and condescending platitudes. She has a difficult job indeed in explaining how prima facie (on its face) wire transfer documents and resulting offshore accounts do not exist. Most curious, she has no quandaries at reeling off the complexities of UBS accounts to a senior citizen Client with known dementia recruited for a simple mortgage. We will be exposing othercryptic UBS codes in hopes that someone will be able to decipher them.

    We cannot say how refreshing it is to have a true leader like Chairman Kaspar Villiger at the helm of UBS AG, something UBS USA desperately needs.We hope he will continue to oversee and learn from these mattersthatwouldotherwise be kept from him.We have reported how Chairman Ospal surrounded himself with yes men who kept the truth from him, else they were dismissed.Others in between Ospal and Villiger were over their head and could not in conscience deal with the malfeasance.Chairman Villiger hopefully gains sustenance fromour critique. We and our readership will be watching, intently.

    Director@internalrevenue.com

    Issue 08

    UBS FETES THE RICH OF PALM BEACH, AGAIN

    Seniorsavior.com reports: “Would the Swiss taxpayer believe UBS again financed yet another fete in Palm Beach for the rich!UBS was a sponsor of the Palm Beach International Croquette tournaments held in May 2009.Again, UBS was thanked by the wealthy of Palm Beach for their high-end champagne and sumptuous other treats gobbled up and gulped at the expense of the Swiss taxpayer UBS bailout.Madame Pompadour would really like the UBS unbridled tenacity while sipping their costly champagne.Seniorsavior.com members were there consuming and laughing because UBS is not particularly held in high regard after recruiting, harvesting and then processing Palm Beach area senior citizen victimsin their UBS far away Utah judicial slaughterhouse. How can the Swiss citizens continue to allow their taxes to be squandered in such a manner? UBS is so out of touch with reality they do not comprehend their recruiting of Palm Beach wealthy is over, ended, se finis.” H1

    IS UBS CRIMINAL INVESTIGATION EXPANDING?

    USA Today reports: “A government watchdog has launched “almost 20’ criminal investigations related to the 0 billion financial bailout program, … Neil Barofsky, the special inspector general for the rescue program, says in the report that probes involve possible public corruption; corporate, stock and tax fraud; insider trading; and mortgage fraud.… ‘Those who make intentional misrepresentations … in their financial reporting to the Treasury Department may be in violation of several criminal statutes.’ In an interview with National Public Radio this month, Barofsky said one probe involves bank officials who were allegedly ‘cooking their books’.” H2Internalrevenue.com alleges public corruption by UBS in giving Washington politicians who were involved in the UBS bailout, money.UBS has also given PAC (political action committee) money to a Florida Senator and several Congressmen.UBS PAC has also given money to various crucial Florida state political operatives to allegedly obfuscate predatory banking laws andfacilitate access to Florida senior citizens. UBS allegedly purgedand “cooked their books” of the UBS mortgage department before both the Swiss and US bailouts of UBS.It is alleged UBS has “cooked their books” regarding Florida senior citizen accounts at UBS.UBS has allegedly been involved in documented mortgage fraud regarding Florida senior citizens.We have UBSincriminating documents. These alleged UBS criminal acts are facilitated by the UBS “crossover” scheme whereby they unilaterally shift client accounts between UBS bank, UBS Financial Services Inc, UBS Wealth Management, UBS USA and UBS AG to eliminate transparency, due diligence and scrutiny, especially from the IRS.

    UBS SWISS AGENTS COVERT FLORIDA OPERATIONS

    Reuters reports: “Prosecutors allege that from 2001 through 2008, Rubinstein communicated with UBS bankers about the purchase and sale of securities worth more than 4.5 million Swiss francs, moving investments from U.S. dollars to British pounds and bringing some million into the United States to buy property. ...The IRS affidavit said Rubinstein held several face-to-face meetings with UBS bankers. ‘These meetings took place at various locations, including Art Basel Miami, a shopping center in West Palm Beach, (his) personal residence, and various restaurants throughout South Florida.’ ” H3 Embassyofswitzerland.com has been told by reliable sources that UBS offices in Palm Beach were allegedly working with UBS “bankers” sneaking around with clients in a designated shopping center near the UBS sponsored Palm Beach Art show conference center. They are all less than one kilometer away from the UBS Palm Beach office targeting and recruiting rich Florida senior citizen clients. One can easily see how a UBS senior citizen Client had his entire estate under UBS control frozen from him when he and his attorneys making mortgage queries blundered into these nefarious UBS networks. Was it like entering any other crime scene?Embassyofswitzerland.com does not know if Swiss government agents are involved in these matters, yet.

    SENIORSAVIOR.COM MOVES TO THE HAMPTONS FOR SUMMER

    Seniorsavior.com says: “UBS calls their US client targets high net worth investors, better known as rich people. This group is small and generally socially cohesive. In essence, they live and socialize together. Seniorsavior.com has seen that all the rich people have to do is read these issuesto frighten any present and potential UBS clients. Rich people do not want to end up being victims of the UBS 3rd District Court of Salt Lake City, Utah. Seniorsavior.com has been successful in the Palm Beach, Florida area. Seniorsavior.com is in place waiting for the Hamptons summer rich. Seniorsavior.com is also planning an effort for this fall in New York City. This should pretty much dry up any thought of UBS broker dealer aspirations in the US since Hamptons rich are New York City savvy with many actively in the business internationally." H4

    EMBASSYOFSWITZERLAND.COM RELENTLESSLY GIVES TRANSPARENCY TO AMERICANIZED UBS

    Embassyofswitzerland.com says: “There is an ongoing investigation of the UBS office ensconced at 1285 Avenue of Americas, New York City, NY 10019. This UBS New York City office is secretive and murky. It is allegedly home to the UBS Orwellian named 'UBS Americas Fund for Better Government' PAC (political action committee) where UBS allegedly doles out money to US elected political operatives. Reliable sources say it is allegedly also where the otherwise secret liaisons between the nearby Swiss Consulate General office and UBS agents occur. This UBS office is allegedly used to make deals with the likes of AIG, Bernie Maddoff et al. Embassyofswitzerland.com reliable sources say the Washington UBS ,000,000,000 bailout as AIG ‘counterparty’ allegedly went through this office. These reliable sources further say the Swiss Consul General’s office is allegedly using this UBS office as a liaison between UBS and Geithner’s Treasury office to beg UBS criminal charges and ongoing investigations be dropped. If embassyofswitzerland.com had been activated earlier in New York it would have exposed the UBS, Maddoff, AIG et al relationships as well as other onerous UBS matters. Perhaps many Swiss UBS investors and the Swiss government (taxpayers) would have had transparency upon the Bernie documentedsegment of the UBS covert behavior. If seniorsavior.com had existed when the Palm Beach senior citizen UBS Client and his attorneys discovered UBS allegedly purging UBS mortgage personnel and sanitizing documents, they could have alerted the US tax authorities. This could have rightfully led to early outrage and a denial of the US and Swiss UBS bailouts." H5

    SWISS PRESIDENT BEGS WASHINGTON POLITICAL OPERATORS TO INTERFERE WITH UBS US CRIMINAL PROSECUTION

    New York Times reports: “Mr. Haener, the acting consul general of Switzerland in New York, said Sunday that President Merz had asked Mr. Geithner for the names case against UBS to be withdrawn ... the Justice Department is unlikely to scale back or drop its case against UBS.” H6 Yet again, an Americanized UBS, or is it the Swiss Government, is begging Washington political operators to have the US Justice Department to drop UBS criminal charges. Some Washington politicians have received UBS PAC payments or worked for UBS. Hypocritically, at the very same time UBS continues to freeze a Florida senior citizen with dementia’s assets and take him to the UBS 3rd District Court of Salt Lake City, Utahto be processed. Will we seeUBS beg/order Washington political operatives on the UBS PAC payroll to shut down a Florida Federal civil counter-suit against UBS by the Florida senior citizen?

    UBS GETS US BAILOUT MONEY AND GIVES SOME TO WASHINGTON POLITICIANS

    Newsweek reports: “House GOP Whip Eric Cantor, who also got ,000 from UBS which, while not a TARP recipient, got billion in bailout funds as an AIG ‘counterparty.’ ‘This certainly appears to be a case of TARP funds being recycled into campaign contributions,’ says Brett Kappell, a D.C. lawyer who tracks donations. ... The cash flow is already causing angst inside the Beltway. ‘The last thing I want to do is wake up one morning and see our PAC (political action committee) check being burned on C-Span,’ said one bank lobbyist, who asked not to be identified because of the issue's sensitivity. House Speaker Nancy Pelosi and House Financial Services chair Rep. Barney Frank both said recently they wouldn’t take donations from TARP recipients. But House Democratic fundraisers have quietly passed the word that the party's campaign committee will resume accepting them—but down the road, not right now. Said one fundraiser, who also requested anonymity, ‘These are treacherous waters.’ " H7 Washington reliable sources have said UBS is to be avoided like the plague for fear their criminal actions will further taint others. Pelosi and Frank should be commended in refusing any more UBS PAC payments. We are now seeing the Swiss government figures becoming blemished. It is hoped the UBS senior citizen Client counter suite heading towards Fort Lauderdale Federal Court will shed light upon the Swiss government alleged covert actions on behalf of UBS within the US. Perhaps President Merz of Switzerland will, yet again, beg Washington elected political operatives receiving UBS PAC payments to shut down the senior citizen action against UBS.

    UBS GIVES MILLIONS OF SWISS TAXPAYER MONEY TO US POLITICIANS

    Embassyofswitzerland.com reports: "An analysis of campaign finance data by Public Campaign Action Fund, a national campaign finance watchdog group, found that members on the House Financial Services Committee have received .9 million in campaign donations from financial, insurance, and real estate interests. The data, which was compiled by the nonpartisan Center for Responsive Politics, covers lifetime campaign contributions received by the 71 members on the committee. Some of these politicians are on record foraccepting money from UBS through the Orwellian named 'UBS Americas Fund for Better Government' PAC (political action committee). UBS has given millions of Swiss taxpayer money to US politicians allegedly to keep using predatory banker/broker dealer practices against US senior citizens, among other things. Florida politicians are on record as having taken UBSPAC money for allegedly turningthe Washington 'blind eye and deaf ear' to UBS predatory practicesagainst Florida senior citizens. Utah politicians allegedly get UBS money for allowing UBS to process harvested UBS clients in one of their district courts. Part of the UBS ,000,000,000 bailout money Washington gave UBS was then given to the political operatives voting for the UBS bailout. Another part of the money was used to pay a 7,000 US Justice Department criminal fine meted out by the US Southern Federal District Court sitting in Fort Lauderdale. We do not know at this time if UBS has Americanized Swiss political operatives with similar payments. We have been told by a reliable UBS sourcethere were allegedly twoUBSSwiss agents who assisted UBS in sanitizing and purging UBS US mortgage department. This is a matter for the Swiss taxpayer who seems to be more astute at scrutinizing such behavior, except when dealing with UBS." H8

    Sign 1
    UBS!

    UBS IRRITATES PALM BEACH AREA RESIDENTS, AGAIN

    Seniorsavior.com reports: “UBS has been blitzing Palm Beach area wealthy with mailing solicitations.They show the same 4 salesmen with different ethnic names smiling in an antiquated picture.This picture is actually a fraud because one of the salesmen isallegedly dying and not capable for customer recruiting. He was one of the better UBS salesmen within the Palm Beach County area.Palm Beachers give their mailings to seniorsavior.com members hoping it will help their cause against UBS predatory practices.This abhorrence for UBS has given the Palm Beach community a sense of purpose, after the Bernie Madoff UBS relationship.”H9

    UBS FRIGHTENS RICH FLORIDA SENIOR CITIZENS

    Seniorsavior.com reports: "UBS ostensibly uses 'BANK', instead of properly referring to itself as Plaintiff when taking Florida senior citizens to their 3rd District Court, Salt Lake City, Utah district court. This dubious posturing is an attempt to sanitize their alleged questionable judicial actions sanctified by theCourt. This could be considered unpunished fraud-upon-the-courts." H10

    UBS demand letter
    UBS demand letter
    Click to enlarge!
    This letter was sent to a UBS senior citizen Client with dementia. It is frighteningly self-explanatory.Anyone can only imagine receiving such aletter from a banker/broker dealer, let alone a frightened senior citizen.

    IS UBSPULLING WEALTH MANAGEMENT OUT OF US?

    Seniorsavior.com reports: “Word on Wall Street is UBS Wealth Management is pulling out of US because it is loosing big money.Seniorsavior.com tracking UBSWealth Management sales force in Florida found UBS sales force is unproductive because of the reluctance of new and old customers becoming anotherUBS client victim.UBS operates out of an old tawdry Saks storefront in Southampton.Seniorsavior.com has already become active in the area by providing transparency to UBS questionable operations.”H11

    UBS CLIENT HEADING TOWARDS FORT LAUDERDALE FEDERAL DISTRICT COURT

    Seniorsavior.com says: “It is ironic that the attack by UBS in Utah against UBS Client is now heading to Federal Court sitting in Fort Lauderdale where the judiciary is quite familiar with UBS criminal actions. Hopefully, UBS will not have the comfort factor of those political operatives receiving UBS PAC payments blocking for them. Every courtroom aspect will be transparent and media friendly instead of the opaque secrecy that has permeated UBS culture at the expense of clients, investors and affected taxpayers. UBS will be held accountable for their maliciousness and malfeasance towards UBS clients. Let us not forget UBS chairman Raoul Weil escaped from this very Florida Southern District Federal Court and is now a fugitive from US Federal Justice. Let us not forget UBS covert Swiss agent Mr Liechti was sent to prison for six months by this very Federal Court. We will see UBS and the Weil/Hoekstra office back in the same Court for another attempt at US justice without interference from US and Swiss political operatives.” H12 Seniorsavior.com is partially made up of retired Federal/state judges as well as highly competent lawyers.

    Letters to the Editor:

    Dear Editor:
    UBS in Switzerland was known as a quiet conservative bank. Our citizens all know they have been tricked. UBS has been horrifically criminal in the USA and squandered Swiss money on international scandals. I think UBS did this on purpose because the Swiss have such a low regard for Washington politicians. The Swiss bankers know the corrupt politicians all over the USA who have off shore accounts. UBS knows they can blackmail these politicians and get anything they want. This is coming out through the UBS scandals.
    Swiss citizen married to an American

    Director:
    Can you give us the names of all the politicians from Utah accepting payments from UBS? I am a devout Mormon and would like this 3rd District Court of Salt Lake City scandal be known by our Elders. This imprudence can’t go on in our sacred City. Keep up the good works.
    Concerned Mormon

    Editor:
    I can’t believe Washington politicos on the UBS take allow UBS officials to escape our jails. Why don’t they help the U.S. Florida citizen who has been seriously harmed by UBS? I’ll tell you right now that $ talk in Washington not what’s good for US citizens. We in the finance business know how bad UBS is and how they get away with it.
    Disgruntled NYC finance industry group.

    Dear Readership:

    We now are getting a pretty clear picture of the nefarious dealings of UBS within the US, Switzerland, Brazil and other unwitting countries. It seems all those willingly compromised by UBS invariably become blemished and tainted. It is difficult to believe UBS has gotten away with criminal malfeasance within the US for years through the use, among other things, of UBS PAC payments to US political operatives. At this very timePresident Hans-Rudolf Merz of Switzerland is attempting to shut down all transparent criminal court proceedings against UBS by the US Justice Department and IRS. We believe the Swiss bankers have a jaded outlook of the world groomed through their constant dealings over millennia with the most odious of clients. Let us hope President Obama keeps to his word and allow thejudicial proceedings against UBS continuewith transparency.

    We continue to follow a UBS harvested senior citizen Client whose assets have been frozen by UBS and is now being processed in a UBS Utah court.

    Director@internalrevenue.com

    Issue 07

    UBS SPONSORS PALM BEACH ART SHOW TO RECRUIT WEALTHY SENIOR CITIZENS!

    From February 13-17, 2009 UBS spent millions of Swiss taxpayer bailout money to finance an art show fete for the wealthy of Palm Beach. UBS created another honey pot scheme similar to the UBS Miami Basil Art Show. During the first night gala UBS gave wealthy senior citizens Champaign, caviar and other foods meant for Madam Pompadour, all at the expense of the Swiss taxpayers. We were present to this fete and interviewed people who loved all the sumptuous activity. It seems UBS was mentioning the fact that off-shore accounts are available but one would have to email www.ubs.com or call +41 44 298 32 32 since UBS is not allowed to talk about such wealth management capabilities in the United States at this time. One Palm Beacher said: “I feel sorry for the Swiss people paying millions in taxes for all of this luxurious food and huge art show for Palm Beach." Another Palm Beacher said: “My family lost money to Bernie Madoff who did business with UBS. It is disgusting watching UBS officers swill down expensive food, at least Madoff had class.” Yet another said: “I heard the Swiss government is paying UBS to host this party for the rich of Florida. I am glad I don’t pay Swiss taxes.” At this very moment 52,000 UBS recruited US wealthy citizens are having their identity potentially betrayed by UBS.

    EMBASSYOFSWITZERLAND.COM ALLEGEDLY UNCOVERS UBS SWISSPOLITICAL OPERATIVES, OR ARE THEY UBS?

    When you live within a government where secrecy is a priority things can go badly wrong under the monikers of national or vital interest as well as special relationship. It is alleged Swisspolitical operatives colluded with UBS to sanitize the UBS USA mortgage department before the Swiss taxpayer bailout of approximately $40,000,000,000US. We do not know if it was a secret Swissoperation or compensation was given. We do know the victims not only are all of the taxpayers of Switzerland but US taxpayers as well. We expect the Swiss political operatives to attempt to suppress mention of it. We do expect the US government to investigate it because, yet again, UBS had allegedly destroyed or hidden US government related documents. The astounding thing is this alleged scam with international implications was exposed in August of 2008 allegedly by a UBS Client and his Alley, Maass, Rogers & Lindsey attorneysroutinely scrutinizing a Palm Beach, Florida UBS mortgage. This immediately went all the way to the UBS Chairmen Weil/Hoekstra officewhich ordered Client estate destruction within the UBS employee ranks. This was done by, among other things, allegedly secretly lowering Clients collateral level. Objections were made within UBS but threats of termination were made by Chairmen Weil/Hoekstra office.

    AMERICANIZED UBS ATTEMPTS TO SHUT DOWN EMBASSYOFSWITZERLAND.COM

    Center for Public Integrity reports: “In the world's oldest democracy, pressure on investigative journalists is usually exerted in sophisticated, non-lethal ways, under the public radar. Every day in Washington, D.C., thousands of government and corporate public relations flaks and lobbyists purvey their ‘talking points’ with a friendly smile, no matter how odious the client, no matter how intellectually dishonest or morally dubious their message. Journalists must trudge through the shameless ’spin’-that vanilla word admiringly used these days instead of "lying," which has a harshly judgmental, jarringly rude ring in Washington power circles.”G1 Americanized UBS has fit into the Washington culture by making payments to political operatives through their Orwellian named PAC (UBS Americas Fund for Better Government).They have continually attempted to censor media fromenumerating upon their questionablebanking practices exported from Switzerland.Embassyofswitzerland.com is under threat by UBS for giving transparency to UBS secretive violations ofboth Swiss and US law. UBS Client is now a minor stockholder in internet names. Within the custom and usage of the internet trade,companies and individuals are kept as registrars even though they may not have a major interest.We, internet defense teams and media are in place if UBS attempts to confiscate names from the stockholdersor otherwise shut down internet journalistslike embassyofswitzerland.com or internalrevenue.com.

    PROPHILE OF A SENIOR CITIZEN PREDATOR

    New York Times reports: “financial planner, was under investigation for reportedly siphoning money from clients’ accounts. They include fraud, lying to investors and converting money for his own use … But the S.E.C. complaint paints a picture of a man set on aiming at the vulnerable. The complaint lists a roster of victims, including an elderly couple with compromised mental capabilities. … Your parents or grandparents might be vulnerable. It is hard to guard against outright theft or fraud, but you can at least read your statements carefully to watch out for it. … And if you have family members who are old, infirm or ill-informed, read the statements for them. The odds of someone trying to steal may well be highest when his victims are paying the least amount of attention.”G2 This predator of senior citizens does not have a PAC like UBS Americas Fund for Better Governmentforpayments to Washington political operatives.This Predatorthus has had no one to obfuscate investigations for him as has allegedly UBS.

    UBS GIVES CLIENT FALSE DOCUMENTS TO PRESENT TO US TAX AUTHORITIES

    The trouble with UBS allegedly committing fraud is that UBS has to continue to perpetuate it with more fraud.UBS is not only allegedly lying to their Third District Court of Salt Lake City, Utah but now they are allegedly lying to the Palm Beach city, Palm Beach county, Florida state and US government tax authorities.What is unbelievable is that the evidence is in the form of compromising documents and emails. UBS has further gall in wanting a senior citizen Client to have his accountant and his tax attorney present these laundered fraudulent documents to the respective tax authorities as being true and correct.All of these documents are being used by UBS to justify taking Client senior citizen’s entire estate. UBS cannot get out of the bigger lie theory UBS created.We do not know if UBS has Swiss political operatives on the UBS payroll but we do know the Swiss taxpayer bailout is suspect. Who allegedly told the Co-Chairmen Weil/Hoekstra to sanitize the UBS USA mortgage department before the Swiss government bailout due diligence was circumvented?Now the Swiss government is being pulled into the quagmire and thus tainted by UBS. We will watch the Swiss government bailout and other interactions from embassyofswitzerland.com. It is not a pretty site sight!

    SENIORSAVIOR.COM

    Seniorsavior.com says in their brochure: “We are a group of senior citizens whose motto is ‘THERE IS SAFETY IN NUMBERS’. Our objective is to expose confirmed United States senior citizen predators. We are accruing computer profiles of known abusers to be available to all senior citizens. Time and time again we have heard of seniors being exploited by various entities such as banker/broker dealers, online casinos, direct mail, lawyers, accountants, real estate brokers, payday bankers ad nausea. This can be debilitating to a senior’s health and lead to death.” A Palm Beach group leader has said: “We have considered Swiss based UBS banker/broker dealer a major threat to the well being of U.S. senior citizens. UBS actions in many cases are considered by U.S. law enforcement criminal in nature. Recently, we have seen UBS stripping a Palm Beach senior citizen client with dementia of all his assets because he was a witness to a UBS mortgage department crime scene. This is consistent with UBS alleged pattern of predatory behavior towards US senior citizens. We hope to make UBS an example to other perpetrators. We will fight back where it hurts, in the UBS pocketbook. We are the ones UBS wants as clients. Our growing membership includes retired individuals withknowledge in different fields to assist other senior victims. We defend with truth and media.”G1We thank seniorsavior.com for giving their time to assist other seniors harmed by the likes of UBS.

    SENIORSAVIOR.COM PICKET UBS

    US seniorsavior.com was initially created to protect Florida senior citizens from white-collar crime. Seniorsavior.com is so upset at UBS taking advantage of the elderly through predatory banking/broker dealer practices they are picketing. Some of the signs have read:

    • “UBS ARE SWISS PREDATORS”,
    • “UBS SWISS CRIME OUT OF USA”,
    • “UBS KEEP OFF U.S. SENIOR CITIZENS”,
    • “IS UBS BANKER FOR DRUG CARTELS AND CHILD SEX SLAVE INDUSTRY?”
    • “RETURN UBS FUGITIVE CHAIRMAN WEIL FOR U.S. JUSTICE”
    • “BERNIE MADOFF AND UBS ARE LINKED”.

    UBS SWINDLER FUGITIVE FROM US JUSTICE CO-CHAIRMAN HAS SHOWN UP FOR WORK AT UBS HOME OFFICE IN ZURICH

    Embassyofswitzerland.com reports: "Fugitive from US justice UBS USA Co-Chairman Raoul Weil was welcomed as a conquering hero at the Zurich UBS home office.Yet again, UBS has demeaned the US Justice Department. Weil is continuing his work as UBS USA Co-Chairman, albeit from Switzerland.It is said he communicates daily with his UBS chairman’s office in Weehawken, New Jersey while living out of the grasp of US prosecutors. Fugitive from US justice Mark Rich has done the same thing for years from Switzerland. This has made the US Justice Department an international joke.When will this stop, if ever?" G2This needs no comment.It is sad US taxpayers and UBS victims have to read these shameful events.

    UBS SCAM ON THE US JUSTICE DEPARTMENT

    The US taxpayer is seeing a scam whereby the devout Justice Department prosecutors develop a case against the likes of Marc Rich or Raoul Weil only to have Washington political operatives allow them to flee to Switzerland. Who had the ear of presiding judges who did not incarcerate them as flight risks? The Rich family is on record for giving money to the Clinton family via campaign and presidential library “donations”. The Clinton family presidency pardoned Marc Rich the day before relinquishing the Presidency. Marc Rich conducts his US business unobstructed from Switzerland. Raoul Weil is doing the same from his UBS Zurich office. We expect to see a substantial amount of UBS (Swiss taxpayer) money either directly or indirectly given to the Bush family through their presidential libraries or speaking engagements, when the dust settles.

    IS UBS SOLICITING DRUG CARTELS AND CHILD SEX SLAVE INDUSTRY MONEY?

    International Herald Tribune reports: “The United Nations' crime and drug watchdog has indications that money made in illicit drug trade has been used to keep banks afloat in the global financial crisis, its head was quoted as saying on Sunday. … The United Nations Office on Drugs and Crime had found evidence that inter-bank loans were funded by money that originated from drug trade and other illegal activities," G3 It would be a enlightening to see who all of the UBS clients really are. It is alleged UBS makes most of its money from criminals, including political operatives hiding their ill-gotten gains. It is alleged UBS moves money between off-shore preferences and between customers.If the Saud royal family purchase harvested US children from another child sex trade industry associate they can easily move the money between accounts in Switzerland. If a Columbian drug cartelwish to be paid for a cocaine shipment to a Jamaicangang in London they just transfer the money between their Swiss accounts.What would the world be like if this banking industry were cleaned up?

    Letters to the Editor:

    Dear Editor:
    We read your letters to the editor and determined our brokerage needs your assistance as well. We have had UBS try to steal our clients and need help keeping them with honesty. You provide that honesty as a third party to our customers. If there is anything we can do to help, please let us know. Thanks again.
    Beholding brokers

    Our senior saviors:
    We are at an independent living in Florida and have read about you in the newspapers. Some of us have received letters from UBS asking us to put our money with them. We don’t think it is advisable for any elderly to do this since reading about what you say. We don’t want to end up like those poor UBS clients you write about. We want to join the seniorsavior.com group. How do we do it?
    Frightened Florida Elderly

    Dear gentlemen and women:
    The Swiss are very happy that you are telling us about what UBS is doing outside Switzerland. The Swiss population is kept from knowing such things by our government. We think the Swiss powers, including UBS AG, are afraid for such things us to know . This information may cause us to take our money out of UBS and put it in Credit Suisse or another.
    Swiss citizens thank you.

    Guys:
    Keep up the good work. You have saved our brokerage some of our best customers. They looked at your site and got frightened of what happened to the UBS Client. This is good stuff and we are reading about the Client like a soap opera series on TV, even our wives are interested in the next issue. We are all trying to guess what UBS will do to the USA Client next.
    UBS Competitors

    Gentlemen:
    First UBS tried take personnel and documents from Bank of America. Then UBS tried to take customers of competitors. When that didn’t work UBS tried to sell their broker dealership using Swiss secrecy but Merrill and Morgan Stanley media outed UBS attempts. This caused UBS brokers to get depressed. UBS is now trying to take the best brokers from competitors by offering them more $ than the UBS brokers get. This is not working because we now can show the brokers your site. We have heard UBS brokers are now really depressed. Ha, ha, ha. Keep up the good work.
    Happy anti UBS stock brokers.

    Dear Readership:

    In Europe we have German and Swiss government officials, media and UBS competitors directed towards our newsletter. We know US tax authorities; US media and US competitors are already monitoring our newsletter. We are continually extending our influence to others in hope that something may be done to stop the alleged criminal culture of UBS. Transparency is important in our modern world and our reliable sources are helping immeasurably, especially within UBS. A definite pattern of criminality is evolving within UBS that may not be capable of correction.

    As a secondary news source, we are having considerable success dispersing our knowledge of UBS transgressions to the world. Most of our success is directly attributable to those at UBS who continue to give us information. We thank them for their high level of concern for the victims of UBS, especially the elderly of Florida targeted by UBS.

    Director@internalrevenue.com

    Issue 06

    DID CHAIRMEN WEIL/HOEKSTRA ALLEGEDLY DESTROY SUBPRIME ET AL DOCUMENTS AFTER PURGING THE MORTGAGE DEPARTMENT?

    Telegraph UK reports: “The Swiss government is giving UBS, the country's largest bank, Sfr60bn (£31bn) [ $40,000,000,000US] of taxpayer funds to create a rubbish dump for its "toxic" sub-prime assets as well as rebuild its capital strength. The UBS bail-out is the most extreme of a series of actions taken by Switzerland” F1 A reliable UBS source has said the UBS Chairmen Weil/Hoekstra office purged the entire UBS mortgage department in one well planned lightening strike. We have been told by the UBS reliable source this is the reason why the Florida senior citizen Client’s documents reached the Weil/Hoekstra office. Let us explain. It seems that the Client’s mortgage was prepared at the same time the Weil/Hoekstra office was orchestrating the entire mortgage department the purge. They thenreplaced the mortgage department with an outside subcontractor. During the interim, the Weil/Hoekstra office allegedly deliberately destroyed and/or altered mortgage documents that would have been deleterious to UBS AG before their successful $40,000,000,000 Swiss taxpayer bailout plea. Allegedly destroying and/or altering these documents could be considered a criminal act by Federal authorities but the Weil/Hoekstra office was not caught, that isuntil Client and his Alley, Maass, Rogers & Lindsey law firm attorneys started asking questions of UBS employees regarding UBS Client mortgage documents. Weil/Hoekstra office allegedly told the chain of command they would be immediately terminated from UBS if they talked to Client, his Florida real estate attorneys or anyone connected to Client. Strangely, it is documented UBS allegedly had the subcontractors misrepresent themselves as UBS mortgage employees to the Client, his attorneys and to the world. UBS has a history of destroying and/or altering inconvenient documents (See Issue 2).

    DID UBS CHAIRMAN USE THE MORMON CAPITAL TO OBTAIN ALLEGED FRAUDULENT JUDGEMENTS AGAINST UBS CLIENTS?

    US fugitive from justice UBS Chairman Raoul Weil has used the District Court under the shadow of the Mormon Tabernacle in Salt Lake City, Utah to obtain judgments based upon alleged fraud against UBS clients. UBS Chairman Weil would then have these judgments exported to other US states for enforcement. We see this practice is allegedly still going on unabated. Yet again, it is a matter for US Federal authorities to investigate UBS since the alleged fraud crosses state lines.

    ARE SALT LAKE CITY COURTS UBS SLAUGHTERHOUSE FOR US CLIENTS?

    Reliable sources have said UBS allegedly receives rubber stamp judgments based upon questionable facts from the Salt Lake City District Court. UBS could not stand initial scrutiny in other US courts. This is called fraud-upon-the-court and falls within the jurisdiction of US Federal authorities that have yet to deal with this alleged pattern of criminal activity. The reliable source has alleged UBS implements this same scheme in whatever country they do business.

    UBS ATTACKS FLORIDA DEMENTIA SENIOR CITIZEN IN UTAH COURTS USING FRAUD-ON-THE-COURTS

    A UBS Client Complaint Answer in the Third District Court of Salt Lake City (Case No. 080926075) says: “Ignoring the Mortgage collateral, UBS initiated the present prepayment penalty Complaint for collecting court costs, legal fees, fines, damages, collection fees, interests ad nausea. This procedure is known as “ballooning” and is illegal in many US jurisdictions. Reliable sources maintain this is done by UBS to use Salt Lake City, Utah District Court to export judgments based upon UBS alleged fraud to other states.” Utah is allegedly being used by UBS to attack clients from other states by saying their Salt Lake City “industrial” processingbranch gives UBS this right.

    UBS CHAIRMEN WEIL/HOEKSTRA’S OFFICE ATTACKS FLORIDA DEMENTIA SENIOR CITIZEN UBS CLIENT USING UTAH COURTS

    UBS Chairmen Weil/Hoekstra’s office is allegedly taking revenge towards the Florida dementia senior citizen UBS Client for divulging information on UBS Weil/Hoekstra’s office questionable US activities (See Issue 3). UBS has taken the Client’s investments, sold them and kept the money without Client knowledge (See Issue 2). UBS says Client has to pay UBS $98.08US per day prepayment penalty interest for a credit line/mortgage which had been unilaterally closed out by UBS. UBS has demanded $55,786.78 prepayment penalty for unilaterally closing Client's account. The UBS Weil/Hoekstra’s office saw they could not take their Clients Florida homesteaded home without admitting to their registered mortgage on his property. UBS Weil/Hoekstra’s office is now charging an excessive credit line/mortgage agreement prepayment penalty and other fees for closing out on a judgment made in Utah courts, far away from the Client and the proper Florida jurisdiction. UBS gave their senior citizen with dementia Client 3 days to prepare a defense, travel to Utah and hire a Utah lawyer. We have been told by reliable sources UBS Weil/Hoekstra’s office allegedly frequently uses this devious ploy to gain money from US senior citizens, especially with dementia.

    SENIOR CITIZEN CLIENT ANSWER TO PRAYER FOR RELIEF IN UTAH

    "Wherefore, Defendant UBS Client is on record as willing to negotiate the Credit Line/Mortgage Agreement amicably with UBS Banker/Broker Dealer Plaintiff. The Defendant sees no reason why this Court should grant the UBS Plaintiff unnecessary and excessive “ballooning” relief without UBS dealing with the Mortgage part of the Credit Line/Mortgage Agreement in the rightful Florida jurisdiction. The UBS Complaint before this Court is so rife with misrepresentations so as to render it a fraud-upon-the-court. UBS has exported misrepresentations and questionable behavior from Florida to Utah District Court for the purpose of obtaining a favorable judgment. This judgment is then to be imported back to Florida for enforcement against Client within the Florida courts. Judge Peuler could be obligated to report this pattern of behavior to Utah, Florida and Federal prosecutors. This Complaint is based upon, yet again, fraudulent use of the United States court system by UBS AG. Unfortunately, the main source of Client discovery would be UBS chairman Raoul Weil who is now a fugitive from US Federal justice.

    The senior citizen Client has difficultytraveling, especially toto Salt Lake City, Utahbecause of medical tests on Client brain seizures (exhibit F), diagnosed approximately one year ago and known by UBS."

    DOES UBS GIVE INCENTIVES TO SIGN US SENIOR CITIZENS AS CLIENTS, ESPECIALLY WITH DEMENTIA?

    Bloomberg reports: “Weil gave subordinates at UBS incentives to increase their business with U.S. clients, knowing that they were violating the 2001 agreement to identify customer names, prosecutors alleged in the November indictment. In 2002, Weil and other executives hid from the IRS the results of an internal audit that showed the bank wasn’t meeting the terms of the agreement, according to the November indictment.” F2 Chairmen Weil/Hoekstra’s office continues to go after the remaining part of a Florida senior citizen UBS Client’s estate. The senior citizen has dementia. UBS has allegedly looted Client’s bank, checking, mortgage and brokerage accounts of more than $1,500,000US. UBS has initiated a legal action in a UBS self-professed friendly Utah court against the Florida resident senior citizen Client for prepayment penalties and fees. It is alleged UBS Chairmen Weil/Hoekstra’s office offers incentives to UBS employees for targeting and recruiting US senior citizens, especially with dementia.

    DOES CROSS-SELLING ENABLE UBS TO BLUR UBS CLIENT ASSETS?

    Bloomberg reports: “cross-selling. In a financial supermarket, bankers are supposed to offer depositors a credit card and then a mortgage, a home equity loan and perhaps advice on stocks and bonds.” F3 We have seen UBS shuffle money around belonging to a Florida senior citizen UBS Client’s account so that even an accountant could not decipher. We have seen UBS Chairmen Weil/Hoekstra’s office neither confirm nor deny the Florida Client has a mortgage even though UBS has admitted to it in Utah court documents as well as it being recorded in the Palm Beach County registry of deeds as mortgagee (See Issue 3).

    Letters to the Editor:

    Dear Sir/Madam:
    I have been considered a large investor and have never received such information about banker/broker dealers before my local broker presented your newsletter to me. Why on earth don’t other media tell the public about these things?
    A friend from San Francisco

    Dear Editor
    I saw page advertising in the Palm Beach Post by UBS investment recruiters. When UBS chairman became a fugitive from US justice by not reporting to the Ft Lauderdale Federal court this should have been considered big news. The UBS clients in Palm Beach County should have been alerted with an in-depth article. They were not. Palm Beach Post buried a 2-inch article in their paper. Question: Is there a correlation between the amount of advertising and negative coverage in media?
    Palm Beach resident

    Editor:
    How do we support you so that UBS can come further under the spotlight? There are many banks and broker dealers that do not like the unfair competitive advantage UBS has in our marketplace.
    NYC financial

    Dear Editor:
    Your site is funny but sad. I sort of admire UBS because they are doing outright what the other US banker broker dealers have done since their inception. UBS knows how it works because you say they know which Washington political operatives hide money in their Swiss bank. They can take advantage of this more than the homegrown US banks and broker dealers. I would definitely invest with them if they did not do such horrible things to their client senior citizens. I am one of those.
    Widower -- Jupiter, Florida

    Editor:
    Why doesn’t UBS just “accommodate” you guys the old fashion way? We don’t understand why they victimize a Client rather than making some sort of quiet adjustment. This is what U.S. banks and brokers do. Are they really that arrogant? This is hurting their lobbying effort in Washington. UBS is becoming a joke on the Hill.
    Washington “political operative”

    Dear Readership:

    We are receiving much heads-up information from disenchanted UBS employees. We screen the information for credibility and find the results valuable. Many tell of the disenchantment with the UBS mean spirited corporate ethic. There seems to be a great concern about the incentive pay carrot given employees to allegedly commit questionable if not criminal acts while using the stick on those who refuse. We know also UBS has a history of destroying inconvenient documents. It seems to be ingrained within their ethic. We welcome whistleblowers and hope they will continue to send information to us. This gives the world a bit of transparency upon the likes of UBS and enhances, however slight, world quality of life.
    If seniorsavior.com continues to grow and pass the word of UBS predatory practices to the US wealthy, we see not future for UBS as a broker dealer in the US or anywhere else.Seniorsavior.com has said they are to become international at spreading the word.If this be the case, we do not hold very much promise of UBS existing in such an environment ot transparency. Of course Swiss political operatives can again force the Swiss taxpayer to disgourge more bailout money in an attempt to stop the inevitable.

    Director@internalrevenue.com